Restaurant

INSURANCE Blanket Coverage Get the protection of a blanket coverage limit that can include both physical property coverages (i.e., building and personal property) and business income coverage. This gives your insured the added security of a single limit of insurance for a covered loss, which is great for multiple locations. Fire Suppression System Recharge If the fire suppression system for your cooking surfaces and exhaust ductwork is discharged to put out a fire our program provides $2,500 to recharge it. And there’s no deductible. Spoilage of Perishable Stock Provides $25,000* of coverage per building for spoilage of perishable stock. Food Contamination Shutdown $50,000 of coverage for loss of business income if the Health Department or another agency closes insured down due to food poisoning or suspected food poisoning. $5,000 Extra Expense coverage is also included. Utility Services Provides up to $25,000* for direct damage to the property due to power interruption. Backup of Sewers and Drains Covers building and property against damage from the backup of sewers, drains or sumps. Newly Acquired or Constructed Property Automatically provides up to $1,000,000* for building coverage and $500,000* for business personal property for up to 90 days.